Renters Insurance

RENTERS INSURANCE GUIDE FOR LANDLORDS AND TENANTS

RENTERS INSURANCE – WHAT A LANDLORD SHOULD DO
We strongly suggest all landlords, regardless if you own just one rental property or hundreds, to require ALL your tenants to purchase RENTERS INSURANCE.



FOR LANDLORDS, AGENTS or TENANTS in the following states:

  • New Jersey
  • New York
  • Maryland
  • Pennsylvania
  • Delaware

Click for a QUOTE on any insurance. Agency partner Maiello & Manzi Insurance

You may also call for INSURANCE QUOTES: (201) 991-0028




WHY DO WE RECOMMEND RENTERS INSURANCE FOR TENANTS
It is mainly for their (the tenant’s protection as renter’s insurance covers the tenant for any damage to loss to the contents of their rental property. Typically, the landlord is not responsible for the contents of the tenant’s content in their unit.


Renters Insurance
or Apartment Insurance policies protect you in the event of loss to your personal property and protect you in the event you are liable for injury or property damage to others in your rented Apartment, Home or Condo.



An estimated 75% of Renters do not have Renters Insurance coverage. Get yours today.
Small Landlords and large complexes are now requiring Renters Insurance as a condition to rent.


RENTERS INSURANCE MAY COVER
Repair or replacement of your personal property damaged, destroyed or stolen as the result of various types of peril — fire or lightning, windstorm or hail, explosions, smoke, vandalism, theft, damage by glass, electrical surge damage, and water-related damage from home utilities, and more. If your home is made unlivable by one of these perils, Renters insurance will pay for the associated expenses. Coverage is usually limited to a percent of the total value of the policy. Renter’s insurance can even cover you for personal possessions that don’t happen to be in the apartment at the time of the loss.

LANDLORD IS RESPONSIBLE, RIGHT?
Many renters assume their landlord’s policy covers their belongings as well. That’s not the case, and they often don’t find that out until after a disaster or a robbery.

Your landlord’s policy doesn’t cover anything that is yours. The only exception to this would be if the loss was caused by negligence on the part of your landlord, and then you would still have to prove it in court. This is where Renters Insurance comes in.



LANDLORDS, Click to get our free Renter’s Insurance Letter to Your Tenants/a>


FOR RENTERS INSURANCE…

TENANTS: Allstate Renters Insurance – protection from as Low as $4/month!



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