Renters
Insurance
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Renters
Insurance
policies are designed to cover you in the event of loss to your
personal property and protect you in the event you are responsible
for injury or property damage to others in your rented Apartment,
Home or Condo. Now, you
can apply for free online renters insurance quotes
from more then one insurance company.
An estimated 75% of Renters do not have
renters insurance coverage. Landlords and complexes
are now
requiring Renters
Insurance as a condition to rent.
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| RENTERS
INSURANCE |
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Suppose you have visitors to your
apartment and someone slips on a wet kitchen floor and breaks an
arm?
Who is responsible for the medical costs? In most
circumstances you, the tenant.
Renters Insurance in general provides "named peril"
coverage, meaning the policy states specifically what you are
insured against. |
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Named perils include Fire or Lightning,
Smoke, Vandalism or Malicious Mischief, Your agent will
detail these for you. Always
read the renter's insurance contract for specific explanations of coverage and
exclusions.
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Your
Renters Insurance Quote - Tip |
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When getting an insurance
quote on your rental, condo or home, consider asking for a
quote on an auto policy as well. Often the
insurer offers a discount if you carry all your policies with the same company.
To Get Quotes from qualified agents. Start
Here |
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Renters
Insurance Costs |
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You
might think you don't need Renters
Insurance
if you rent.
Add up the cost of your furniture,
your electronic equipment, your CD/DVD collection, computer, garments
and other personal items. Can you afford to replace everything
in the event of a fire or burglary?
Renters
Insurance is relatively inexpensive. The average cost of renter's insurance
begins about $12 a month for around $30,000 worth of property
coverage and $100,000 worth of liability coverage. |
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Renters Insurance may cover |
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Repair or replacement of your personal
property damaged, destroyed or stolen as the result of various
types of peril -- fire or lightning, windstorm or hail,
explosions, smoke, vandalism, theft, damage by glass, electrical
surge damage, and water-related damage from home utilities, and
more. If your home is made unlivable by one of these perils, Renters
insurance will pay for the associated expenses (cost of a
temporary residence, meals eaten out, etc.). Coverage is
usually limited to a percent of the total value of the policy. Renter's insurance can
even cover you for personal possessions that don't happen to be in
the apartment at the time of the loss. |
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| Landlord
is Responsible, right? |
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Many renters are under the
impression that their landlord's policy covers their belongings as
well. That's
not
the case, and they often don't find that out until after a disaster or a robbery. Your
landlord's policy doesn't cover anything that's yours. The
only exception to this would be if the loss was caused by
negligence on the part of your landlord, and then you would still
have to prove it in court. This is where Renters Insurance comes in. |
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| Complete
the quick form |
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Complete RentLaw's simple, quick
Renters Insurance form to receive your Renters Insurance
quotes
so you can compare renter insurance companies and plans to
find the policy that gives you the best value for your money.
You'll have the unbiased information you need so you can feel safe with your
decision. |
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Simply use our quick Renters Insurance
Service |
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You can also get more information and quotes from
these Renters Insurance companies:
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