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Florida Renters insurance - what does it
cover?
Florida Renters
Insurance
policies
are designed to cover you in the event of covered loss to your personal property and protect you in the
event you are responsible for injury or property damage to
others in your rented Apartment, Home or Condo. Now, you
can apply for free online insurance quotes
from more then one insurance company.
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An estimated
75% of Florida Renters do not have Florida Renters insurance
coverage. Landlords and complexes are now requiring
Renter's Insurance as a condition to rent*. Suppose you have
visitors to your apartment and someone slips on a wet kitchen
floor and breaks an arm? Who is responsible for the medical costs?
In most circumstances you.
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Some named perils include Fire or Lightning,
Smoke, Vandalism or Malicious Mischief, Theft, Accidental
Discharge of Water and 10 or more others. Your agent will
detail these for you. Always
read the contract for specific explanations of coverage and
exclusions.
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Your
Insurance Quote - Tip |
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When getting an insurance
quote on your rental, condo or home, consider asking for a
quote on an auto policy as well. Often the
insurer offers a discount if you carry all your policies with the same company.
To Get Quotes from qualified agents. Start
Here |
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Florida Renters
Insurance Costs |
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You
might think you don't need Florida Renters
Insurance
if you rent.
Add up the cost of your furniture,
your electronic equipment, your CD/DVD collection, computer, garments
and other personal items. Can you afford to replace everything
in the event of a fire or burglary?
Florida Renters
Insurance is relatively inexpensive. The average cost of renter's insurance
begins about $12 a month for around $30,000 worth of property
coverage and $100,000 worth of liability coverage. |
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Florida Renters Insurance may cover |
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Repair or replacement of your personal
property damaged, destroyed or stolen as the result of various
types of peril -- fire or lightning, windstorm or hail,
explosions, smoke, vandalism, theft, damage by glass, electrical
surge damage, and water-related damage from home utilities, and
more. If your home is made unlivable by one of these perils, Florida Renters
insurance will pay for the associated expenses (cost of a
temporary residence, meals eaten out, etc.). Coverage is
usually limited to a percent of the total value of the policy. Renter's insurance can
even cover you for personal possessions that don't happen to be in
the apartment at the time of the loss. |
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| Landlord
is Responsible, right? |
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Many Florida Renters are under the
impression that their Florida landlord's policy covers their belongings as
well. That's
not
the case, and they often don't find that out until after a disaster or a robbery. Your
landlord's policy doesn't cover anything that's yours. The
only exception to this would be if the loss was caused by
negligence on the part of your landlord, and then you would still
have to prove it in court. This is where Florida Renters Insurance comes in. |
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| Complete
the quick form |
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Complete Rentlaw's simple, quick
form to receive your Florida Renter's Insurance
quotes
so you can compare a number of renter insurance companies and plans to
find the policy that gives you the best value for your money.
You'll
also have the unbiased information you need, like how a company
rates in the business world, so you can feel safe with your
decision.
- - - - Click
here for the quick Florida Renters Insurance Quote form. |
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You can also get more information and quotes from one of
these leading insurance companies:
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