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Standard abbreviation
for Equal Credit Opportunity Act. This is a law passed by Congress
that ensures that all consumers will be given an equal chance to
receive credit. The ECOA says it is illegal for creditors to
discriminate against applicants on the basis of their sex, marital
status, race, national origin, age or because they get public
assistance income.
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If a company made an
inquiry to a consumer's credit report for someone else, this is the
name of the person who originally requested the report.
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Equal Credit Opportunity Act
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Federal law which
prohibits creditors from discriminating against credit applicants on
the basis of sex, marital status, race, color, religion, age, and/or
receipt of public assistance.
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One of the three major
credit reporting agencies, headquartered in Atlanta, Ga. The other
two are Experian and TransUnion.
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One of the three major
credit reporting agencies, headquartered in Costa Mesa, Ca. The
other two are Equifax and TransUnion.
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